Sustainability and Prosperity through Economic Empowerment


1. Regular/ Compulsory Saving

    • Group Saving

In this saving, member has to deposit at least Rs 200 or can deposit more per months.

2. Optional Saving

    • Personal Saving

In this saving, the member can deposit and withdraw the amount as they want in the center meeting. And at least Rs 10 balance must be in this saving.

    • Welfare Fund Saving

If a member will be late in meeting or to pay the loan payment in time, the amount is collected as a punishment and deposited to the welfare fund. This amount will be used only for the welfare of the center and this can be withdraw only by the center member not individual.

    • Motherhood Saving

For the safe motherhood and care of disease in the future, we motive the member for saving the amount in it.

    • Education / Pension Saving

In this saving, member have to select the time duration either 10 or 15 year and continuously have to deposit certain amount in the center meeting .It Will be return back to Member according to Guidelines in Saving Policy .

S.N. Saving Types Minimum Deposit (NRs.) Interest
1 Group Saving 200/ or More Compulsory 4%
2 Personal Saving Optional 4%
3 Welfare Fund Optional 4%
4 Motherhood Saving Optional According to Amount Balance 4 % to 8 %
5 Education / Pension Saving Optional 8.91%

   *Note: Interest are subjected to tax reduction